The Single Person’s Guide to Life Insurance
26 October 2021
prime financial solutions and mortgages ltd
FREQUENTLY aSKED qUESTIONS
Some of Our Most frequently Asked questions and Answers. We will be adding FAQ's for Mortgage products soon!
LIFE INSURANCE
In the event of your death, life insurance offers the reassurance of a safety net for your loved ones that they will be benefit financially and be provided for. Perhaps you are a parent, a homeowner or a business owner who has someone who relies on you financially? A life insurance payout will help beneficiaries to pay off any debts and replace lost income.
To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
Policies are available from the age of 18 up to the age of 80. Monthly premiums can be as low as £ 6 per month – based on things like your age, health and lifestyle. Optional addons can include: Income protection or critical illness cover. Our FCA approved team of friendly, expert life insurance advisers will call you back after you have completed the quick quote form. They are ready with advice and guidance to provide a seamless experience from start to finish. They will find the best cost effective quotes and insurance policies for you, and all without passing your contact details to unauthorised 3rd parties.
To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
Life insurance is a policy and an agreement where the policyholder will agree to pay regular premiums for the policy. In return, the insurance company agrees that if the policyholder should die, the beneficiaries will receive an agreed lump sum or scheduled payments. A higher amount of cover usually means a higher financial pay out.
To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
Remember it is always best to be honest during the application process otherwise the insurance you take out may not pay out at all. Life Insurance is risk based, and smoking can have a bigger impact on someone’s health. Expect higher premiums if you are a smoker who has smoked at least in the past 12 months. If you stop smoking after you take out a policy, your policy can be reviewed to reflect your updated health status as a non-smoker.
To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
If you write the policy into trust, this will mean that you can choose who holds on to the money, until your children reach a certain age. A family member or a close friend is usually first choice because they already have a legal responsibility to carry out the wishes of the person who created the trust.
To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
At Prime we have verified Trust Pilot reviews from our satisfied customers, and most are returning customers we have been helping for years. Prime Financial Solutions and Mortgages Ltd is FCA approved and we are established locally and nationally in the UK, where we help families, married and single parents (mums and dads) and people from all walks of life. Life Insurance is a lifetime asset which is available for everyone.
To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
Enquire about life insurance policies from the UK’s leading providers We can help you save money on life insurance Affordable FCA Approved £150,000 of cover from just £10 / month Fast, Free and No obligation service Our customers love our introductory service, just read some of our reviews! Hassle Free
We have access to deals which are not always available to high street lenders You can be safe in the knowledge that your loved ones will be ok if the worst were to happen – do not leave it to chance.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
enquiries@primefs.co.uk
Telephone: 01942 665 436
Address: Rodney House, King Street, Wigan, WN1 1BT
Instagram: Primelifeinsuranceandmortgages
Facebook: Primefinancialsolutionsltd
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
With expert advice available for you at each stage of the process, Prime searches for the best cover at the best prices from the UK’s leading life insurers. Some of those insurers are: Aviva, AIG, Zurich, Vitality Life, Scottish Widows, Royal London, One Family, Liverpool Victoria (LVE), Legal and General and there are many more.
All our insurance partners are FCA authorised. This means that they have all signed up to follow a duty of care so all customers are treated fairly.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
We believe that speaking to actual people ensures that your needs are fully understood, so you can get the right cover for you and your loved ones. With life insurance, cover reaches hundreds of thousands of pounds and even millions of pounds, and so for that reason, it is standard practice for life insurance brokers and insurers to have a recorded conversation to make sure you are who you say you are – just in case there are any disputes if a claim is needed.
Every 22 minutes, a child loses a parent they depend on financially – Reference Child Bereavement Network 2013.
Every 2 minutes someone is diagnosed with cancer in the UK – Reference Cancer Research UK.
1 in 2 UK people in their lifetime will be diagnosed with cancer – Reference Cancer Research UK
Every 7 minutes someone in the UK will have a heart attack – Reference Heart UK
The following are some of the mortgage lenders and insurance companies that we compare quotes from:
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