The Best Life Insurance Broker in the UK
Being named as the best life insurance broker in the UK is something every broker will aspire to and aim for, in order to insure you for life’s unexpected. There is a lot of competition from both very poor performing brokers and the greatest who offer the best services in every aspect.
Not all brokers have the same qualifications and experience. To practice in the UK a broker may have qualifications accredited through LIFB, ACII and CII.
What is a Life Insurance Broker?
First of all you might be asking.. what exactly is a life insurance broker and what does one actually do. Put simply, a life insurance broker is an expert in life insurance and all aspects of it. Having access to a wide network of Insurers will save you a lot of time and frustration. A broker is there to represent the consumer’s search for the best possible policy. As a broker the premium is often lower than the client going direct to the insurer themselves.
A broker will work with the client to examine the best policy terms and conditions, price, type and coverage. A broker doesn’t sell policies for a life insurance company and a broker makes the connection between the client and the insurance company so a policy can be purchased.
To make sure you get the right policy at an affordable price, a really good life insurance broker will use every possible skill to make sure the best tailor made life insurance products are made available to customers.
Best Life Insurance Brokers Near Me
There are many advantages and benefits of using a life insurance broker who are experts when it comes to all things life insurance. Having access to Whole of Market more often than not can bring you a a better deal.
What Role Does a Life Insurance Advisor Have?
You will find that an established broker can save you a lot of time and hassle. A broker will source life insurance products from leading UK insurers, and can often find deals with a lower premium (including multi policy options). If you decide to go directly to the Insurer (not the broker) you could miss out on something much better.
You can save money by using a broker’s experience and expertise. A broker will make sure you aren’t sold products that you don’t need.
A UK Broker Should Be Authorised by the FCA
Life insurance brokers are authorised by the FCA (Financial Conduct Authority) so when you speak to specialist advisors you should be speaking with advisors who have years of experience behind them. The FCA is there to make sure the broker works mainly in your interests to bring you the right policies.
Using a Life Insurance Broker – Benefits
- Flexible approach and not restricted to just one company for quotes
- Access to a very wide range of life insurance products
- As a broker the premium is often lower than the client going direct to the insurer themselves
- Access to life insurance companies not listed on comparison websites.
Life Insurance Broker v Life Insurance Agent
When choosing someone to act on your behalf, it’s important to make the choice that’s right for you (an informed one).
Life Insurance Brokers
Brokers represent consumers (the buyer). Qualified and licensed. Adheres to local and national laws and regulations.
Life Insurance Agents
Agents represent one or more insurance companies. Agents can complete insurance sales from start to finish (bind coverage). Qualified and licensed. Adheres to local and national laws and regulations.
Is your Policy Still Fit for Purpose?
Why Prime Financial Solutions and Mortgages Ltd?
- Enjoy a personal service from a dedicated adviser who will represent you. You come first every time
- We are an independent Insurance Broker
- FCA approved
- We offer impartial advice
- We are a leading established Wigan based Insurance Broker in the UK
- Our team will leave no stone unturned to get you the right solutions
- Life Insurance recommendations from highly qualified and experienced advisors
- Years of experience – you’re in the right hands
Prime UK – a Personal Service
We treat every client the same with professionalism and respect. Finding life insurance can be a stressful time and very time consuming. From the outset we work one to one with clients to provide a seamless enjoyable experience. You matter we care.
Prime UK – Independent Market Analysis to Whole of Market
Prime Financial Solutions and Mortgages Ltd will always listen to your needs and we will search the whole of market on your behalf.
What the Prime Process Entails
- We will talk with you and discover your requirements. Eg: your budget, the type of cover and length of cover.
- We will then search the market which enables us to source deals where the premium is often lower than the client going direct to the insurer themselves
- Prime will then advise you of all of the options available to you and you can let us know which deal you would like to proceed with
- We won’t show you offers that won’t be of benefit to you
Deal with our Team and Build Trust. We Don’t Outsource our Telephone Services.
Our dedicated team at Prime is personable, honest, discerning, approachable and professional. We aim to build relationships for life, we care. We can communicate with you by telephone, e-mail or we are happy to arrange face to face discussions and visit you.
Affordable and Don’t Pay for What you Don’t Need
Is your policy up for renewal? Contact us and see if we can improve your renewal premium.
Prime Financial Solutions and Mortgages Ltd
If you need help with Life Insurance, a Free Life Insurance Quote and any of the following, Prime can help – telephone 01942 665 436:
- Life Insurance
- Critical Illness Cover
- Income Protection
- First Time Buyers
- House Purchases
- Self Employed and Contractors
- Self Build
- Buy to Let
PRIME FINANCIAL SOLUTIONS AND MORTGAGES LTD – WIGAN, GREATER MANCHESTER & ALL OF THE UK
Setting up a life insurance policy is a complex issue. At Prime you always have an exceptional FCA approved team of life insurance & mortgage specialists with you on your journey. We provide excellent one to one services tailor made to your own individual needs and we make your time with us hassle free – we do all the heavy lifting for you. Prime is proud of the reputation it has built over many years, and this is largely reflected through the positive reviews we receive on a regular basis from customers in Wigan and the UK, on Trust Pilot and online.
Are We the Best Life Insurance Broker in the UK
So, which life insurance company is the best in the UK? Well, we will let you decide for yourself and in the meantime, as one of the leading Life Insurance brokers in the UK ourselves, we can offer you a fantastic service from start to finish.
Perhaps you have questions you would like answers to? Like.. What can Prime do for me? Will Prime work one to one with me? Will Prime source all UK life insurance products available to me? Our dedicated team of life insurance experts can answer any of your questions. We can also help with mortgage products – so please let us know.
Life Insurance is the simplest, most popular and best way to ensure your family is taken care of in the event of your death. You can find out more about us here and if you need help with anything else, Prime can help. Click here to Get a free Life Insurance Quote or use our quick contact form. Telephone our friendly dedicated team during office hours 01942 665 436