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3 Benefits of Using a Life Insurance Broker

When it comes down to choosing the right individual life insurance policy and plan for you and your family’s needs, there is no better person to go to than an experienced life insurance broker. A broker who will have the skills and experience to guide you through all your options and so much more.

Life insurance brokers are FCA regulated and can search all the life insurers to get you the best possible policies. They have been specially trained on the many different types of life insurance plans, regulations and procedures and they recommend the right plan that is right for you – they always ‘act on your behalf’ with your best interests a top priority.

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It is in your best interest to use a life insurance broker when looking for a life insurance policy to suit your own unique set of circumstances. There are so many benefits to using a life insurance broker in the UK that you might not be aware of.

Life insurance, like many things in this world, can become quite complex very quickly. When it comes to your life, you don’t want somebody just anyone who simply doesn’t have experience or is not qualified to tell you what will work best for you. That’s why choosing a life insurance broker (a broker will be able to invite you to their office if you are nearby), and there are many advantages to choosing to deal with a broker instead of a life insurance company.

So, why should you work with a life insurance broker? Here are 3 reasons why it would be to your advantage:

More Life Insurance Options

If you are local, a life insurance broker knows the unique needs and wants of their local community first of all. More importantly for everyone in the UK, they’re more likely to have access to an increased number of insurance companies that may not be available elsewhere. This can mean lots of coverage options and choice leading to keeping more money in your pocket.

A broker for life insurance can explain all of your options in greater detail when compared to a faceless online broker you have little rapport in. A broker has a deep understanding of the policies, the whole market, the different insurers and various underwriting needs, and the hurdles to navigate and so much more. In addition to this, a broker tends to be more familiar with how different insurers structure their benefits and the pitfalls you may need to avoid.

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A Friendlier One to One Service and More Personal Attention

When you work just with a broker, there is a great chance you’ll receive a more personalised service. Brokers can provide you with the type of attention that others might struggle to match. Plus, there’s no need to explain your situation over and over again, even if you’re speaking with different individuals, and this greatly reduces the amount of time you spend on the phone.

A broker will look at each person’s unique wants, needs, circumstances right down to the finest detail, so there will be no need for automated responses or extended delays. Every customer gets a personalised service tailored to their specific needs and circumstances. So this benefit alone makes a huge difference in both your level of satisfaction with the service and the ultimate outcome.

Peace of Mind

When you work with a broker, you’re putting your affairs in the hands of someone who truly cares about you and your family – although not all brokers are the same and not all brokers will bring you the same results. A life insurance broker understands the unique needs of their customers and is committed to serving those needs.

Working with an online option can work but may not provide the same level of service and attention that you’ll receive working with a broker.

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Great Benefits When you Choose Prime – a Reputable UK Life Insurance Broker

Working with a life insurance broker has many benefits that simply can’t be matched by other types of life insurance professionals – there is a good chance that a life insurance agent will be restricted to selling just their own life insurance products.

Not only are you likely to find better coverage options and more quotes, but you’ll also receive a more personable service with faster response times when dealing with claim issues.

We hope you will now be in a better position to understand how a life insurance broker can help you get the coverage that’s right for you.

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Prime Financial Solutions and Mortgages Ltd

Prime Financial Solutions and Mortgages Ltd

If you need help with Life Insurance policies and any of the following, Prime can help – telephone 01942 665 436:

Have you Been Declined Life Insurance?

If you’ve been declined life insurance in the past you could be forgiven for thinking you can’t get covered. Our wide product and provider range means there is a very high chance we can help you no matter what your situation may be.

We are authorised and regulated by the Financial Conduct Authority in the UK. We carry out a thorough search and compare those to get you the best quotes. There is no fee when you ask us to find you life insurance quotes, and we take the hassle and the stress out of the whole process so you can relax and let us do all the heavy lifting.

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The whole process of choosing the right life insurance policy and getting approved isn’t as easy as you might think or have been led to believe perhaps. It can be very difficult if you aren’t sure how to go about it. Searching can be frustrating, very time consuming and complex.

But when you choose Prime, you choose an already established company that works hard on your behalf to find you options, great options – that goes for both mortgages an life insurance.

At Prime we have an exceptional FCA approved team of life insurance & mortgage specialists working for you diligently and conscientiously. We provide excellent one to one services tailor made to your own individual needs and we make sure to make your time with us hassle free – we do all the heavy lifting.

Prime is very proud of the reputation it has built over many years, and this is largely reflected through the positive reviews we receive on a regular basis from customers in Wigan, Greater Manchester and across UK, in person, on Trust Pilot and Google online.

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Perhaps you need a life insurance broker right now and you may have some questions? Whether you have been turned down by other providers or not, come and see how we can help. Our dedicated team of experts will be standing by to talk with you.

Getting a life insurance policy in place will make all the difference to you and your family; not to mention the peace of mind it can bring knowing your beneficiaries will be taken care of if anything terminal was to happen to you. We can also help to find you critical illness policies and so much more. Advice and quotes are always free and you can find out more about us and what we do here – if you need help with anything else, Prime can help. Click here to Get a Life Insurance Quote or use our quick contact form to get in touch. Our friendly dedicated team is available by telephone 01942 665 436 during office hours.


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