Can you Lie in a Life Insurance Application

Can You Lie in a Life Insurance Application When a claim is made an insurer will obtain medical records and check that answers to medical questions given on an application were correct. If a deliberate lie was detected, then this could result in the policy not paying out the full sum assured or only paying […]

Life Insurance with Cancer

Life Insurance with Cancer If you’ve just been diagnosed with cancer or you have had cancer for some time, you will be going through a torrid time, most probably the worst experiences in your life so far. When gene changes occur over the course of a person’s life, cancer (there are more than 200 types) […]

What Type of Life Insurance is Best for Me

What Type of Life Insurance is Best for Me? It is vital to find a life insurance policy that enables you to feel financially secure. Imagine if you could never work again or if you were to suddenly die, where your loved ones would be left to struggle financially. A life insurance policy can provide […]

The Best Life Insurance Broker in the UK

The Best Life Insurance Broker in the UK Being named as the best life insurance broker in the UK is something every broker will aspire to and aim for, in order to insure you for life’s unexpected. There is a lot of competition from both very poor performing brokers and the greatest who offer the […]

Will My UK Life Insurance Payout be Taxed?

Will My UK Life Insurance Payout be Taxed? Legally there is a requirement to pay inheritance tax on life insurance payouts but not in all cases. There are certain conditions attached to that, whereby paying IHT will not always be expected. There are considerations such as: what is the value of the estate? Criteria may […]

Life Insurance and High Blood Pressure

Life Insurance and High Blood Pressure Taking out life insurance when you have high blood pressure isn’t necessarily more expensive but with some insurers it can be seen as more of a risk, so quotes and policies from insurers may vary from one to the next. Often there is no need for medicals or any follow […]

Is a Life Insurance Claim in the UK Taxable?

Is a Life Insurance Claim in the UK Taxable? It is assumed by many that beneficiaries of a life insurance claim payout would be expected to pay some form of inheritance tax. Inheritance tax though is not normally payable if the value of the estate is not more than £325,000 and your money and property […]

Can Life Insurance in the UK Pay for Inheritance Taxes?

Life Insurance and Inheritance Tax Getting the right life insurance policy in place to protect your loved ones is essential and it’s easier when you have the right professional advice. It’s important to establish what life insurance is and to understand the implications of inheritance tax in the UK when a life insurance claim pays […]